Warby Parker & Health Insurance

Warby Parker & Health Insurance

Warby Parker is one of the top eyewear companies in the United States. 

The company designs, sources, manufactures, sells, and ships all of their eyeglasses and sunglasses in-house. This allows them to offer premium vision products at lower prices than high-end competitors.

Warby Parker has retail locations all over the United States and parts of Canada. They also have an online store and iPhone app where you can shop. 

They sell:

• Prescription and non-prescription eyeglasses
• Prescription and non-prescription sunglasses
• Prescription contact lenses
• Eye exams
• Eyewear accessories (cases, cleaning kits, and chains)

Does Warby Parker Accept Insurance?

Yes, Warby Parker is an in-network provider for many vision insurance plans. They are an out-of-network provider for most others. 

They work with:

• UnitedHealthcare
• Spectera
• VSP
• EyeMed
• Cigna
• Humana
• DavisVision
• Anthem
• Aetna
• NVA

You can find your benefits using their insurance page or check directly with your insurance provider. You may be able to apply your vision insurance discount before checkout. For others, you’ll have to apply for reimbursement.

Vision insurance covers prescription eyeglasses, prescription sunglasses, and eye exams. In most cases, you’ll only have to pay your copay fee.

Can I Use My HSA or FSA at Warby Parker?

Yes, you can use a health savings account (HSA) or flexible savings account (FSA) at Warby Parker. 

As long as your HSA or FSA is connected to a major credit card, you can use these pre-tax dollars to pay for:

• Prescription eyeglasses
• Prescription sunglasses
• Contact lenses
• Eye exams 
• Contact lens fittings

You can use your FSA or HSA card to check out on the Warby Parker website, app, or in-store. If you’d like to split your cost between your FSA, HSA, and/or another card, you can call them, go to a store, or contact them via the chat feature on their website to set it up.

How Much Do Warby Parker Glasses Cost?

Warby Parker glasses are high-quality and cost less than most designer brands. However, they are not as cheap as other budget options such as Zenni Optical and Walmart. 

Warby Parker Pros & Cons

PROS

• High-quality, stylish eyewear that is just as good, if not better made than designer eyewear
• Prices are lower than high-end designers
• Scratch-resistant treatment, anti-reflective coating, UV protection, and superhydrophobic coating are standard (and free) on all lenses
• Their app is easy to use, and you can virtually “try-on” any pair of glasses
• Their Home Try-On Program allows you to try five different frames at home for free before buying
• Great customer service. Plus, each purchase has a 30-day return or exchange policy, along with a one-year, no-scratch guarantee for our prescription eyeglass and sunglass lenses

CONS

• More expensive than other budget options
• Their app is only available on iPhone X or above (not available on Android)
• Their contacts cost more than other online retailers

Click here to read my review of Warby Parker.

Summary

• Warby Parker makes very high-quality, stylish eyewear that is more affordable than designer brands
• You can use your vision insurance to pay for prescription glasses, prescription sunglasses, and eye exams from Warby Parker (in most cases you only have to pay your copay fee)
• You can use your FSA and/or HSA to pay for prescription glasses, prescription sunglasses, eye exams, and contact lenses
• Warby Parker frames are cheaper than most designer brands, but more expensive than budget brands like Walmart and Zenni
• For more information on their insurance policies, head to their website: How to use vision insurance at Warby Parker