Our Readers Asked About: Cost and Coverage of Laser Eye Surgery

Reader Question: What's the average cost of laser eye surgery, and is it covered by health insurance? Are there financing options available?

On average, you can expect to pay between $2,000 and $4,000 per eye. But, the price may vary depending on different providers in your area. 

Unfortunately, most health insurance plans don't cover laser eye surgery because it's considered an elective procedure. However, I suggest checking your specific policy, as some vision plans offer discounts or partial coverage for laser eye surgery.

Fortunately, various financing options can make LASIK more affordable. Many providers offer payment plans or work with healthcare lending companies that finance medical procedures. 

You can also use a Flexible Spending Account (FSA) or Health Savings Account (HSA) if you have one. These can help cover eligible medical expenses with pre-tax dollars.

What factors affect the price of laser eye surgery?

The cost of laser eye surgery can vary depending on several factors: These include:

• The specific technology used. Newer, more advanced techniques may be more expensive.
• Your surgeon's experience and reputation. Highly experienced surgeons often charge more for their services.
• Location. Costs can vary from region to region.
• The procedure’s complexity. If you have a higher prescription, it may cost more.

I recommend talking to your eye doctor regarding laser eye surgery. They may be able to provide recommendations and payment plans that can make the procedure more affordable.